Errors & Omissions Insurance for Home Inspectors
North American Professional Liability Insurance Agency gives you access to the Home Inspectors Liability Insurance that residential home inspectors need to comply with state and local licensing requirements.
Our relationships with the major carriers in the marketplace allows us to coordinate your firm’s specific coverage needs with the most cost effective solution
Coverage is underwritten by an insurer with sound financial strength & flexibility.
We are proud to be affiliated with:
National Association of Home Inspectors (NAHI)
American Society of Home Inspectors (ASHI)
National Association of Certified Home Inspectors (NACHI)
Texas Association of Real Estate Inspectors
Policy-At-A-Glance
Home Inspectors Liability Insurance protects home inspectors in claims arising from allegations of wrongful acts, errors and omissions in residential real estate inspections.
Eligible Classes
Virtually any individual residential home inspector or home inspection firm is considered. Even inspectors with no experience and new ventures. Coverage can be written in all states except Delaware and Washington, DC.
Enhancements
Coverage can be expanded to include:
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Premises liability insurance
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Radon inspections
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Termite inspections
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"Referral" protection, extending coverage to entities that commonly refer inspectors to customers, e.g., real estate brokers
Underwriting Requirements
- Complete Application
- Loss history (if applicable)
- Resumes for any inspector with less than three years experience
- Use of pre-inspection contract required
