Errors & Omissions Insurance for Home Inspectors

North American Professional Liability Insurance Agency gives you access to the Home Inspectors Liability Insurance that residential home inspectors need to comply with state and local licensing requirements.  Our relationships with the major carriers in the marketplace allows us to coordinate your firm’s specific coverage needs with the most cost effective solution Coverage is underwritten by an insurer with sound financial strength & flexibility.

Policy-At-A-Glance

Home Inspectors Liability Insurance protects home inspectors in claims arising from allegations of wrongful acts, errors and omissions in residential real estate inspections.

Eligible Classes

Virtually any individual residential home inspector or home inspection firm is considered.  Even inspectors with no experience and new ventures.  Coverage can be written in all states except Delaware and Washington, DC.

Enhancements

Coverage can be expanded to include:

• Premises liability insurance

• Radon inspections

• Termite inspections

• "Referral" protection, extending coverage to entities that commonly refer inspectors to customers, e.g., real estate brokers

Underwriting Requirements

• Complete our Online Application, or print out our One Page Form (pdf)

• Loss history (if applicable)

• Resumes for any inspector with less than three years experience

• Use of pre-inspection contract required