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NAPLIA is an Independent Agency that
works in our clients best interest. Our goal is to provide you
with the information you need to make informed decisions. We offer
a no obligation review of your current insurance policy to help you
understand potential coverage deficiencies and recommendations.
These are actual testimonials from clients for
whom we have reviewed insurance coverage;
“I have carried
“E&O” coverage for 15 years and always assumed we had complete
protection. Once my coverage was reviewed, it became painfully apparent
that we were not covered for 90% of our fee for service practice and
only covered for the 10% commission work we do with our broker dealer.”
“My local
insurance agent (client) promised me our coverage was the best available
and we had coverage for our fiduciary professional services. Our
largest client requested a copy of our E&O policy to have their attorney
review. Our client’s attorney concluded our policy specifically
excludes “fiduciary services” (100% of my practice) and terminated our
relationship AND retained our largest competitor. Not only did we pay
expensive insurance premiums for 7 years with no actual coverage, but we
lost our most profitable client.”
“Our firm
specializes in plan administration and actuarial consulting. I was
comfortable with our E&O coverage because the definition of professional
services on the declarations page defined professional services as “Plan
consulting/Actuarial consulting”. NAPLIA reviewed the COMPLETE policy
and endorsements and pointed out that “actuarial services” was excluded
in four separate sections of the policy. I was shocked that the
insurance carrier would list “actuarial consulting” on my declarations
page and then exclude the coverage within the guts of the policy
form….unreal!”
Make sure that you have the right coverage in
place, contact NAPLIA today for a no obligation review of your current
coverage. |
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