National Association of Home Inspectors
"I have found working with NAPLIA to be a joy. They have always been responsive to my requests and have gone above and beyond my expectations. Their agents are very familiar with the insurance needs of the Home Inspection industry and their premiums are surprisingly affordable. I would definitely recommend them to any Home Inspector looking for a client oriented professional insurance agency."
Jason Boni - Guardian Home Inspection, LLC.
North American Professional Liability Insurance Agency gives you access to the Home Inspectors Liability Insurance that residential home inspectors need to comply with state and local licensing requirements.
As a NAHI Affiliate, we are pleased to provide premier service to NAHI members. NAPLIA is a leading independent agency and provides the best opportunity to shop your policy to multiple markets to ensure that you get the best coverage, and lowest premiums.
Policy-At-A-Glance
Home Inspectors Liability Insurance protects home inspectors in claims arising from allegations of wrongful acts, errors and omissions in residential real estate inspections.
Eligible Classes
Virtually any individual residential home inspector or home inspection firm is considered. Even inspectors with no experience and new ventures. Coverage can be written in all states except Delaware and Washington, DC.
Enhancements
Coverage can be expanded to include:
- Premises liability insurance
- Radon inspections
- Termite inspections
- "Referral" protection, extending coverage to entities that commonly refer inspectors to customers, e.g., real estate brokers
Underwriting Requirements
- Complete our Application
- Loss history (if applicable)
- Resumes for any inspector with less than three years experience
- Use of pre-inspection contract required
